investment banks in UAE | Mashreq Bank careers 2025
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Mashreq Bank announced, through its LinkedIn account, a bank job (Senior Officer Business Development - SME Sales)
banking job requirements in UAE
- Sell entire range of business banking products to potential SME prospects & to maintain strong relationships with existing clients of the bank.
- Achieve monthly sales targets in the financial year.
- Prospect in targeted markets that require meeting standards in phone calls and face-to-face visits.
- Present and sell all business banking products & services to potential customers in an ethical structured & professional manner.
- Maintaining and developing relationships with existing customers to enhance the cross sell opportunities.
- Adhere to Bank's KYC & AML policy.
- Ensure that the KYC guidelines are adhered while onboarding the business banking customers
- Acting as an external personal contact between the bank and its existing and potential markets.
- Conducting micro marketing activities that include participation in various SME events and other direct marketing activities.
- Handling objections with a view to getting the customer to buy.
- Record all sales activities in Daily Sales Reports and update CRM for leads and contacts.
- Participate in a Team Activities like morning huddles, training and coaching, complete mandatory compliance and fraud trainings, Lean & rewards celebrations.
- Sales profile that require confidence, persistence, personality and verbal written
- Basic knowledge of products, service policies and processes of SME Banking.
- Graduate any discipline with 1-2 years banking sales experience.
To know more details about the vacancy and how to apply kindly check the link below:
Mashreq Bank: A Comprehensive Overview
Mashreq Bank is one of the oldest and most distinguished financial institutions in the United Arab Emirates (UAE).
Established in 1967 under the name Bank of Oman, it has evolved over the decades to become a prominent player in the region's banking and financial sector.
Headquartered in Dubai, Mashreq Bank operates as a private bank under the ownership of the Al Ghurair Group, one of the UAE’s most prominent business conglomerates.
Historical Context and Evolution
Mashreq was the first UAE bank to open foreign correspondent banking relationships, which reflects its vision of connecting the region to the global economy.
In the 1970s, it expanded its service portfolio, becoming a pioneer in introducing Automated Teller Machines (ATMs) and debit and credit cards in the UAE.
Over the years, the bank has consistently embraced innovation, helping shape the UAE’s financial landscape.
Core Services and Offerings
Mashreq Bank provides a wide array of products and services tailored to meet the needs of both individual and corporate clients. These services include:
1. Retail Banking
For individuals, Mashreq offers personal banking solutions such as:
- Savings and Current Accounts: Designed to cater to diverse financial needs.
- Personal Loans: Customized loan packages with competitive interest rates.
- Credit Cards: Offering rewards, cashback, and travel benefits.
- Mortgage Solutions: Helping customers purchase or refinance property with ease.
2. Corporate and Investment Banking
For businesses, Mashreq delivers advanced corporate banking solutions such as:
- Trade finance and working capital.
- Treasury services to manage foreign exchange and risk.
- Specialized investment banking services including mergers, acquisitions, and fundraising.
3. Wealth Management
Mashreq has a dedicated wealth management division for high-net-worth individuals (HNWIs), offering personalized financial planning, investment advisory, and access to exclusive banking products.
4. Islamic Banking
Recognizing the growing demand for Sharia-compliant financial products, Mashreq offers Islamic banking solutions through its dedicated division, Mashreq Al Islami.
These services include Sukuk investments, Islamic financing, and profit-bearing accounts that adhere to Islamic principles.
Digital Transformation and Innovation
Mashreq Bank has positioned itself as a leader in digital banking in the Middle East. Its initiatives in online and mobile banking are aimed at simplifying and enhancing customer experiences. Key digital highlights include:
- Mashreq Neo: A fully digital bank providing seamless account opening and banking services via a mobile app.
- Advanced Artificial Intelligence (AI) tools integrated into customer support systems for personalized service.
- Partnerships with fintech firms to explore blockchain technology and other cutting-edge innovations.
Corporate Social Responsibility (CSR)
Mashreq Bank is deeply committed to social and economic development in the UAE and beyond. Its CSR efforts focus on education, environmental sustainability, and financial inclusion.
The bank regularly participates in charitable activities and initiatives, such as supporting local startups and helping underprivileged communities.
Regional and Global Reach
Although headquartered in Dubai, Mashreq Bank has a strong international presence. It operates in key global financial centers including London, New York, Hong Kong, and Mumbai.
Additionally, its regional offices in Bahrain, Egypt, and Qatar solidify its position as a leading pan-Arab banking institution.
Financial Performance and Market Reputation
Mashreq Bank is consistently ranked among the UAE's most reliable and innovative banks.
Its robust balance sheet, combined with sound governance and effective risk management strategies, ensures stability for clients and investors alike.
The bank has garnered numerous awards for its excellence, including recognition in customer service, digital transformation, and sustainability.
Challenges and Opportunities
Like any major financial institution, Mashreq faces challenges such as evolving regulatory landscapes, global economic volatility, and rising competition in digital banking.
However, its adaptability and forward-thinking approach provide it with ample opportunities to grow and expand, particularly in the fintech and Islamic banking sectors.
Future Outlook
With its unwavering focus on customer-centric solutions and technological advancement, Mashreq is poised to lead the banking sector into the future.
By embracing innovation and sustainability, the bank is not only shaping its growth but also contributing to the region’s economic development.
Conclusion
Mashreq Bank’s rich heritage, innovative approach, and extensive portfolio make it a cornerstone of the UAE’s financial industry.
As a progressive and dynamic organization, it continues to set benchmarks in banking excellence, customer satisfaction, and technological transformation.
With a vision to remain ahead of the curve, Mashreq Bank is well-positioned to meet the evolving needs of a rapidly changing global economy.
This robust overview underscores Mashreq Bank’s pivotal role in shaping both the UAE’s and the broader Middle Eastern banking sector.
Here are some frequently asked questions (FAQs) about Mashreq Bank
General Information
What is Mashreq Bank?
Mashreq Bank is one of the leading financial institutions in the UAE, offering a wide range of banking, investment, and financial services.Where is Mashreq Bank headquartered?
The bank's headquarters are located in Dubai, United Arab Emirates.What are Mashreq Bank's working hours?
The working hours vary depending on the branch. Most branches operate from Sunday to Thursday, typically from 8:00 AM to 3:00 PM. Some branches may have extended or weekend hours.
Accounts & Services
What types of accounts does Mashreq Bank offer?
Mashreq Bank offers savings accounts, current accounts, fixed deposits, and more for both individuals and businesses.How can I open an account with Mashreq Bank?
You can open an account online through the bank's website or by visiting a Mashreq Bank branch. Necessary documents include ID proof, residence visa (for expatriates), and address proof.Does Mashreq Bank offer online banking?
Yes, Mashreq Bank provides online banking services through its website and the Mashreq Mobile app, allowing customers to manage their accounts, transfer money, and pay bills.